Around Christmas time my Dad took me shopping as a gift. We went to Maurices which turned out to be this beautiful store with super friendly employees. They had such great clothes that I rang up a 100 dollar bill. When I was checking out one of the employees, Amanda A. (I call her Amanda A. because both of the employees names were Amanda), asked me if I wanted a credit card at Maurices. Right away I said No. I didn't want any credit card because I didn't want to make payments and I knew then that credit cards could get me in trouble. Well of course she told me all about the benefits and all the great deals I could get. Then Amanda B. chipped in about how she cancelled her credit card right after she got the 10% discount and I wouldn't have to keep my card if I didn't want to afterwards. I was still hesitate but then my father said, "Get the card Leila. I will pay it off." Awesome deal! I get the clothes and my dad gets the payments!
This credit card is the devil! Of course you have to pay off a certain amount by a certain date. I didn't know that and neither did my Dad. So my original bill has now sky rocketed. I told my Dad but everytime he tries to go to the store they are closed. He gave me 100 dollars to pay off some of the bill but since I have already missed two payments a 100 dollars doesn't even cut it. Plus they are charging me all these fees. They tried to charge me a fee today for same day payment. I don't even know what that means but it was 1o bucks more so I didn't get it.
Anyway I just called my Dad and he told me he would send me the rest of the money today for the payments. He also told me he let me get the credit card because he wanted to teach me how to use them correctly. Now that was a smart lesson plan! No more credit cards for me.